Financial Analysis - 642 Words

Return on Assets Assets are your firm’s total assets, not just what the company owns. Return on assets is calculated by dividing net operating income after tax (but before other income or expenses like interest expense) by total assets. Return on assets can be compared to other returns with similar or different risk profiles. For instance, if your business is only returning 4% annually (after tax) compared to, say, a 6% yield on a junk municipal bond, one could conclude that the business is under-performing for the risk taken by having all assets tied up in an non-liquid privately held business – its own. If few would accept such a low rate of return in general, particularly considering the risk of investing in a privately held business,†¦show more content†¦When your cost of capital exceeds your return on assets, your business is financially inefficient and destroying invested capital. In the mortgage example above, if the return on assets on the house is 5% per year and the mortgage interest rate is 5%, the cost of capital would be 9% (calculated using this formula). This excludes taxes and the current poor real estate market performance, which, when combined, would increase the gap between return on assets and cost of capital even further. This real estate investment would destroy capital because the cost of capital of 13% is far higher than the return on assets of 5%. Few people analyze real estate investment in this way even though this is the only way to truly understand make a good financial decision. When comparing your return on assets to other, similar businesses, it’s important to make the correct comparisons. Be sure that you are using return on assets not return on equity. Comparing returns on assets is a common method to size up the efficiency of one company over another in its use of invested capital. A better comparison, however, would be to make sure that the return on assets exceeds the cost of capital supplied to the company and invested in the total assets of the company. If return on assets is less than the cost of capital there is problem. How can it be fixed? By increasing net operatingShow MoreRelatedFinancial Statement Analysis : Financial Analysis1558 Words   |  7 Pagesyou hear the phase financial statement analysis, one wonders what is stands for. financial statement analysis is one of the most important part of any company to be successful. The reason companies rely on financial statements is for the company to come profitable even if the company is small or large. When companies use financial statement, it helps them to see if they are being profitable, by being used in different areas and reviewed by different departments. Chief Financial Officer and other executivesRead MoreFinancial Statement Analysis : Financial Analysis759 Words   |  4 PagesWoolworth Fin ancial Analysis Financial statement analysis assists a business entity, business shareholders and other people interested, to analyze the figures in financial statements to present them with superior information about such most important factors for decision making and ultimate business survival. As exemplified by Gibson (2001), income statement, balance sheet, and cash flow statements project the financial performance a company at the present and probably the future. According to theRead MoreFinancial Analysis1076 Words   |  5 PagesCango Financial CanGo Financial Analysis Report The success of a business depends on its ability to remain profitable over the long term, while being able to pay all its financial obligations and earning above average returns for its shareholders. This is made possible if the business is able to maximize on available opportunities and very efficiently and effectively use the resources it has to create maximum value for all involved stakeholders. One way the performance of a company can be measuredRead MoreFinancial Trend Analysis Of Tata Steel Ltd Essay1257 Words   |  6 Pages TERM PAPER ON â€Å"Financial Trend Analysis Of TATA STEEL Ltd.† BY SAMIKSH SHARMA {A3146915005} B.Com (H) – Evening Class of 2015-18 Under the Supervision of: Dr . ATUL KUMAR In Partial Fulfilment of the Requirements for the Degree of Bachelor of Commerce (Honours) At AMITY COLLEGE OF COMMERCE AND FINANCE AMITY UNIVERSITY UTTAR PRADESH, 2015-18 INDEX S.NO CONTENTS PAGE NO 1. TITLE PAGE 01 2. INDEX 02 3. DECLARATION FORM 03 4. ACKNOWLEDGEMENT 04 5. EXECUTIVE SUMMARY 05 - 06 6. INTRODUCTIONRead MoreFinancial Analysis of Lee College1527 Words   |  7 PagesFinancial Analysis of Lee College Not-for-profit organizations are required to produce financial statements that provide information about their financial position and performance. Lee College is a private, not-for-profit college that prepares its financial statements in accordance to the accounting standards of the National Association of College and University Business Officers (NACUBO). I will prepare a Statement of Activities, a Statement of Unrestricted Revenues, Expenses, and Other ChangesRead MoreFinancial Analysis2455 Words   |  10 PagesContents Executive Summary 3 Issues: 4 Recommendations: 4 Value of synergies and intrinsic value per share of Antarctica 5 Form of payment; Cash or common stock? 5 Share-for-share transaction 7 Term sheet and its components 8 Economic Analysis 8 Recommendation 9 Executive Summary In 1999, the CEO of Companhia Cervejaria Brahama (largest brewer in Brazil) was considering the bit for Antarctica (second largest brewer in Brazil). The purpose for this merger was to exploit the potentialRead MoreFinancial Analysis : Financial Information970 Words   |  4 PagesFinancial ratios make it easier for quantitative analysis, where financial information is analysed by investors, as the numerous numbers contained in a company financial statement can leave them confounded. There are five to six main types of financial ratios including liquidity measurement ratios, profitability indicator ratios, debt ratios, operating performance ratios and cash flow indicator ratios (Richard Loth, n.b and Jim Riley,n.b)1 and 2. However, these can be grouped into two principal categoryRead MoreFinancial Analysis2238 Words   |  9 Pagestimes | Apendix: Ratios of the Grand Hotel Financial analysis | | | Financial ratios are useful tool to analyze the firm performance and financial situation or to compare the firm’s financial situation with other. It will help managers or the board of director to make good decisions in their performance and future prospects. Financial ratios could be classified into five types: profitability, liquidity, financial leverage, asset turnover, and dividend policy ratios (PaulineRead MoreFinancial Analysis4661 Words   |  19 PagesFinal Project – Financial Analysis Beatrice Valdez, MBA Student Capella University MBA 6016 Finance and Value Creation [ May 16, 2012 ] Michael Blagg, Professor Table of Contents Executive Summary | | 3 | Historical Financial Statement Analysis: Financial Ratios | | 3-4 | Balance Sheet | | 4-6 | Income Statement | | 6 | Statement of Cash Flows | | 6 | Pro-Forma Financial Statements | | 7 | Balance Sheet Pro-Forma | | 7-8 | Income Statement Pro-Forma | | 9 | CashRead MoreFinancial Ratio Analysis : Financial Ratios Analysis1634 Words   |  7 Pages UNIVERSITY OF HOUSTON CLEAR-LAKE HADM 5233: FINANCIAL MANAGEMENT II ASSIGNMENT: FINANCIAL RATIO ANALYSIS UHCL Honesty Code â€Å"I will be honest in all my academic activities and will not tolerate dishonesty.† Uday Sekhar Reddy Mareddy

Paul Of Tarsus A Christian Perspective Essay - 1149 Words

Paul of Tarsus was not one of the original twelve apostles, but apparently he had an epiphany while traveling to Damascus and became a Christian. Even more than that, Paul founded many of the tenets of Christianity and transformed it into a universal religion. Because of Paul, Christianity wasn t limited to Judaism, but became a Greco-Roman religion, open to all. He made Jesus divine, born of a Virgin, descended from the House of David, laid the basis for Original Sin, redefined the definition of chosen people to mean those who accept Jesus as Savior and put forth the idea of transubstantiation. Note that the Gospels were written after Paul s conversion and his own writings. It was important that Paul was a Roman citizen; he was able to travel about the Empire freely. Paul argued that the message, the good news should not be limited to Jews, but that Jesus of Nazareth came to save all mankind and his death atoned for the sins of all humans and makes possible their salvation (another Pauline concept). After the destruction of Jerusalem in 70 A.D., Christians spread throughout the Mediterranean, taking their religion with them. Since they believe that Judgment Day was any day now, it was important to convert as many people as possible so they could be saved. Christianity was an urban movement. Rural areas tend to be very conservative and traditional. Every major urban center in the Empire had some sort of Christian community. At first, these Christian communitiesShow MoreRelatedThe Life And Writings Of Paul Essay1313 Words   |  6 PagesThe life and writings of Paul Paul the Apostle, also known as Saul of Tarsus, is one of the most important figures in the New Testament. A man who dedicated his life into persecuting Christian later converted and became the person who wrote more books than any other writer in the New Testament (Picirilli 2). Paul did not start his life the same as the person he was at the end, he was neither a Christian nor a supporter of Christianity. The initial life of Paul was rugged and hard. He was raised asRead MoreThe Burden Of St. Paul Essay947 Words   |  4 PagesThe Burden of St. Paul — Today: Us vs Them Christianity has over 2.1 billion followers throughout the world and is known to be a universal, monotheistic belief system that has been developed since the life, death and resurrection of Jesus Christ. The apostle Paul is a man, which is known for his mission to spread Christianity. He was raised as a jew, and ironically, during his youth he was persecuted by Christians. Paul, known as Saul during this time, was born in Tarsus. Saul, during his years asRead MoreThe Calling of Saul of Tarsus837 Words   |  4 PagesThe â€Å"Calling† of Saul of Tarsus Keith Vann Liberty University â€Æ' The â€Å"Calling† of Saul of Tarsus Hedrick, Charles W. â€Å"Paul’s Conversion/Call: A Comparative Analysis of the Three Reports in Acts.† Journal of Biblical Literature 100, no. 3 (September 1981): 415–432. Of great significance is the fact that Saul’s conversion experience is recounted three times in Acts. Scholars note this as being an important fact regarding the writings. The imagery of blindness is brought to the forefront. Read MoreBassler s Book Navigating Paul Provided Interesting Perspectives On The Well Known Character1109 Words   |  5 PagesJouette M. Bassler’s book Navigating Paul provided interesting perspectives on the well-known character. Paul began as a tormentor of the early Christian Church as he believed Jesus to be a fabricated messiah. Paul was a man of the Law (Jewish Torah) and belonged to the Pharisees, a sect of Jews that stringently observed the traditional law of the Jews. Pharisees always saw themselves as superior to other Jews and particularly over Gentiles. Paul helped this group of Jews put manyRead MoreWhat Is The Christian Pentecost? What Happened?1842 Words   |  8 PagesFor Part One: 1) 1)What is the CHRISTIAN PENTECOST? What happened? To whom? And where? Pentecost is when the Holy Spirit came on the early followers of Jesus. It happened a few weeks after Jesus’ death and resurrection, there were followers of Jesus, but no movement that could be meaningfully called â€Å"the church.† Thus, from an historical point of view, Pentecost is the day on which the church was started. This is also true from a spiritual perspective, since the Spirit brings the church intoRead MoreSaul of Tarsus2681 Words   |  11 PagesLIBERTY UNIVERSITY THE CALLING OF SAUL OF TARSUS A RESEARCH PAPER SUBMITTED TO DR. BRANDON JONES IN PARTIAL FULFILLMENT OF THE REQUIREMENTS For BIBL 364 LIBERTY UNIVERSITY ONLINE BY e of Contents Introduction 3 Saul of Tarsus 3 The Damascus Experience 4 The Call 6 The Conversion Debate 8 Conclusion 9 BIBLIOGRAPHY 11 Introduction The Book of Acts is a literary masterpiece filled with stories of miracles, faith, chronicles of the growth of ChristianityRead MoreSt. Pauls Missions Essay1182 Words   |  5 PagesApostle Paul (formerly Saul) is responsible for the spread of Christianity throughout the areas of Asia Minor and Greece. Through his 3 mission trips to the region Paul created a base of support for the Christian faith and implemented a support strategy for future growth. The time period for his journeys was 45 AD – 58 AD. The story of Paul is interesting from the perspective that the man best known as the author of most of the New Testament started out as a devout Jew and despised the Christian faithRead MoreThe Bible ( Chr 105 Oa2 )1558 Words   |  7 Pagesministry of the Apostle Paul. The Apostle Paul was raised in Tarsus (now known as Turkey), as a well-educated Jew. He was a Pharisee who studied under the Pharasaic rabbi Gamaliel, and he was on track to be a great leader among his people. At this point in time, he was trying to purify the Jewish faith as a Pharisee by stamping out Christianity, which he believed was blasphemy. He participated in the stoning of the first Christian martyr, Stephen. He was also seen arresting Christians in Jerusalem. WhileRead MorePauls Contribution to Christianity1449 Words   |  6 Pagesfigures in Christian history, but this only serves to add to the mystery and grandeur surrounding the Apostle Paul of Tarsus. Much, however, is known of the time after his conversion to Christ and what he did to contribute to Christianity in this period, and it is this that leaves a greater legacy than the simple facts of his life. The contributions that he made towards the cause of Christ and the spreading and formation of Christianity are wha t he is perennially remembered for. Paul is rememberedRead MoreRhetorical Analysis Letter from Birmingham Jail1517 Words   |  7 Pagesstrategies to accomplish the task of appealing to the readers from a logical standpoint. King first establishes his credibility to answer the clergymen by naming his personal title and comparing himself to such a higher historical authority as the apostle Paul. King uses repetition of his personal experiences in Birmingham to describe the situation from an emotional standpoint. By stating his credibility and giving his personal experiences, King gives the readers no choice but to listen to what his reasoning

Why Everyone Is Talking About Health Promotion Essay Samples

Why Everyone Is Talking About Health Promotion Essay Samples The Basics of Health Promotion Essay Samples A care program would consist of strategies to improve and promote health and actual and prospective problems can be recognized and addressed. As a consequence of which the grant that's received for the medical care sector isn't sufficient to satisfy the requirements of health facilities in a better means. Therefore adequate number and caliber of the personnel or staff in the health profession makes a whole lot of impact in health and improving the states of health and safety of the many individuals. Last, environment has a significant role in mental wellbeing. Health Promotion Essay Samples Help! Free Health Promotion essay samples can be found FreeEssayHelp with no payment or registration. Excel Project needs to be prosperous in promoting the wellness of the full community and people. Presentation on QUIT ALCOHOL Health and security of the community is on priority for the whole community. Health is a subject of constant concern today. Child and adolescents are the future of society and for that reason, ought to get the maximum high quality healthcare for a wholesome community. Health promotion interventions or programs also are contingent on the reach of the health promotion. It had a key role in these strategies. The Foolproof Health Promotion Essay Samples Strategy The plight of poor individuals in developing economies is quite miserable especially if we observe then in context to their well-being. Firstly, you shouldn't smoke or let different folks smoke near an infant. For kids and young individuals to realize their entire potential, it is essential they eat healthily. Unique men and women use the term health promotion for unique things. Regular exams and screenings are advised for those patients in danger. Education on nutrition is an additional important part of gaining control. The program has recognized the most important health determinants and c omponents that may assist in preventing obesity. Health education programs should encourage people to participate in another activity which would choose the emphasis away from their smoking, perhaps take part in exercise which won't only help to decrease their urge to smoke through providing entertainment, but which will also act to enhance their wellness and also their social interaction. Up in Arms About Health Promotion Essay Samples? In order to boost the holistic development of someone, there are specific activities that may be undertaken towards the promotion of efficient improvement. One of several strengths of being a true nurse, Kester and Wei (2018) describes being resilient is crucial to develop as it's a skill in which a nurse is equipped to react efficiently and remain focused in a hostile environment and a key key to acquire long service in nursing is a good attitude mind collection. The goals of promotion in nursing practice are to offer informed wellness informa tion to the general public. In order to make the most of education and superior health promotion, it's crucial to identify which sort of intervention ought to be utilized to improve and boost superior care for each person. Things You Won't Like About Health Promotion Essay Samples and Things You Will Prevention is always key, however the majority of the time diseases like diabetes progress. Notably, health hazards pose a huge risk to the wellness of the infants since they may contact various diseases like cancer, chronic diseases, and acute respiratory diseases. Air pollution mostly affects infants and kids at large, as a result of their narrow airways and the simple fact they experience frequent rapid rates of respiration. The primary cause of lack in the wellness facilities in poor countries can be supplied to the low funds from the government to enhance the well-being of the frequent public. Naturally, there more reasons which make the human keep the nutritious means of l ife, but it's a different question. The public is experiencing numerous healthcare problems that they cannot overcome as a result of the deficiency of money and basic awareness about the wellness issues. There is a good influence of the socio and financial condition of someone on the well-being of the community and that individual. The One Thing to Do for Health Promotion Essay Samples It's also necessary to take part in exercises like aerobic bodily activities to aid in proper blood flow within the body. An obvious plan is also helpful for your mental health for a feeling of purposefulness can often decrease tension and anxiety. Since you may see, the progression of the term health is a little muddled, and not exactly linear in meaning. There is significantly more to healthy eating than simply reducing calories and fat. Up in Arms About Health Promotion Essay Samples? Whether or not you will need healthcare essay helpor management essay writing help every kind of essay can be finished with expertise by the students. Now, you've got to consider about the content of your health promotion essay. To begin writing your assignment you would want to run into an interesting and promising topic. You must be proficient in the topic, have an overall idea about the chosen issue and figure out how to get the best arguments to demonstrate your thesis.

Cause and Effects of Divorce free essay sample

From the past to present, people all over the world have determined to live together, so that they depend on each other for living. Nevertheless, some couples are unable to maintain their relationship; therefore they choose divorce, which is one of the solutions to cope with problems between husband and wife. Most people think carefully before they get married. However, the divorce rates tend to continually increase. Therefore, it might be argued that divorces can happen a lot easier than the past. There are three main causes of divorce: changing woman’s roles, stress in modern living, and lack of communication, which are highlighted below. The first significant cause of the recent rise in the rates of divorce is that women completely changed in roles. In the past, men had to earn all or most of the money to afford their expenses, whereas woman only do housework, hence women have no money, leading to depend on husbands’ money. We will write a custom essay sample on Cause and Effects of Divorce or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Because of these situations, it is too difficult for most women to separate from their husbands. Nonetheless, these situations have change nowadays. The equality between men and women in roles are very clear at the moment, thus women can work outside to earn money, while men share the household tasks such as cooking, cleaning, washing as well as caring for children. It can be clearly seen that women are independent from money as they can earn money by them-selves to support their living cost. Therefore, the divorce rates recent rise. Another cause to confirm the recent increase in divorce rates is stress in modern living. Many people have considerable pressures to earn money. It can be obviously seen that the stress has occurred since they were children. For instance, students generally want to go to famous schools so that they take advantage of well-known universities. Studying in distinguished universities mostly causes having a good opportunity to find a job or earn a lot of money. This circumstance happens in many countries. Some people are laid off from their companies; consequently, the stress occurs in their family, which leads to divorce. Some families can earn money, but insufficient for covering their expenses, therefore it is easy to think about divorce. Nevertheless, the rates of unemployment tend to continually increase as a result the divorce rates also raise. It is no doubt that the stress in modern living may lead to increasing divorce rates. The final cause of recently increasing divorce is lack of communication. Many people are fairly busy. For this reason, they have inadequate time to talk about the problems with their partners, which produces the likelihood of divorce. Some couples are often quiet when they have problems with each other, as a consequence, little problems can be expanded to become huge problems, resulting in divorce. It is quite clear that the more communications are used, the more divorce rates are reduced. Although, these three causes of the recent rise in divorce rates are expressed above, there are also two effects of the recent increase of divorce rates: negative effects and positive effects Firstly, the effects of the recent enlargement in divorce rates are negative effects. Most couples normally have children when they get married. Consequently, divorces can have a direct effect on children. Children living in single parent families are more susceptible to get pregnant as teenagers, drop out of high school, abuse drugs and have aggressively emotional and behavioral problems, which lead to social problems. Some children decide to go out of their home when their parents separate each other; consequently, they become homeless children. They do not have good opportunities to find a job due to shortage of education. Consequently, crime may likely be the end result. These are significantly negative effects of recent increase in divorce rates. Secondly, on the other hand, another effect of the rise in divorce rates positive effects, people who divorce by consent from their partners, want to have better quality of life, since they are unhappy with their spouses. They not only have more free time to do many things, but also free from their spouses’ mumbles. In addition, divorces also rid the violence of disagreement between husband and wife; hence, everybody in the family gets better in physical and mental health, particularly for children. These are the beneficial effects of increasing divorce rates. In conclusion, a family is one of the important parts of society; therefore, many people had better be aware of the significance of relationships in families. At the moment, divorce has become the substantial problem because of changing women’s roles, stress in modern living and lack of communication. Nevertheless, there are also the two different ways in effects, which are negative and positive effects. Some couples, which have no children, divorce by consent. Therefore, divorce should be a good solution for couples to deal with this problem. On the other hand, some couples having children in their family whom should think long and hard before they end their marriage in divorce; otherwise, innocent children probably become victims for this situation. Although people tend to think carefully before they get married, the rates of divorce endlessly rise.